This page acts as a launchpad, providing an overview with some general information on Billie as a payment solution. Additionally, you can find quick links to important pages to get going with your Billie integration.
Billie at a Glance
Billie offers a convenient, secure, and simple way to provide your business-to-business (B2B) customers the option to Buy Now, Pay Later, either with payment by invoice or direct debit.
With our payment solution, merchants can accept invoice payments from their business customers without waiting for their money. Billie will also handle customer payment reminders and assume default payment and credit risk.
Depending on your contract with Billie, your customers can choose when they pay your invoices, determined by the agreed-upon payment terms. You can view our main features below:
- Payment Terms: Start from 7 days up to 120 days.
- Instant Payout: Billie will transfer the money to you immediately after the shipment of goods or fulfillment of service obligations.
- Payment Reminders: Billie takes over reminding customers on your behalf of outstanding payments.
- Payment Default Protection: Billie provides complete protection from credit risks by absorbing any potential debtor defaults.
Billie offers various options for the integration in B2B online stores. We provide integration documentation to seamlessly start providing Billie to your business customers via your existing Klarna integration, Shop System Plugins or custom API & SDK.
|Integration via Klarna||Direct Integration via API||Plugins & SDK|
|Klarna Payment via API||Accepting Orders||Shopware Integration|
|Klarna Payments via Computop||Managing Orders||JTL Integration|
|Klarna Checkout||WooCommerce Integration|
There are a couple of things to consider when deciding how to integrate Billie. In this overview, we will run you through the main differences of the integration types.
Usage of Virtual IBANs
Since payouts by Billie to the merchant are made immediately after shipment of goods or delivery of the agreed service, customers need to pay back their invoices directly to Billie upon the due date. Therefore, Billie is using so-called virtual IBANs (VIBANs). VIBANs are delivered back to the merchant in response to an (accepted) order creation request. VIBANs are unique for each of your debtor/customers. The VIBAN needs to be put on the invoice which the customer receives for the purchase.
In order to ensure customers understand the payment methods offered and have a consistent experience with Billie across multiple platforms, we have created comprehensive guides and go-live material on how to display Billie on your website.
Marketing with Billie
As a merchant using Billie, we require you to follow our marketing guidelines. In addition, you’re also responsible for complying with all applicable local regulations and codes when marketing and promoting the use of Billie to your customers.
Please read through our documents first, as it is intended to help you stay compliant and successfully use the Billie brand and customer promise no matter the region.